While driving home, you decide to take a different route. That's when you see it. It's the ranch, or perhaps the hunting or fishing spot of your dreams - ideally located where the Hill Country, Edwards plateau and the rolling plains come together in some of the most beautiful and productive land to be found in Texas - but this time it's not a dream. And best of all, it's for sale.

You're in luck. At Central Texas Farm Credit, ACA, we help finance dreams.

Central Texas Farm Credit, ACA is a leader in true, long-term financing for farm, ranch and rural recreational property, and has been for more than 90 years. In addition, we provide short and intermediate-term financing for agricultural operating needs, livestock and equipment purchases, and other credit needs of rural landowners and operations.

And since we are cooperatively owned and directed by our borrowers, we share our financial success with our customers - during the past number of years, we have distributed over $25 million in patronage refunds. These patronage distributions provide significant savings on interest costs to our borrowers.

So whether you are looking for a retirement home by the lake, a sportsman's paradise in the Texas Hill Country, a farm or ranch somewhere in the rolling plains, or require shorter term financing for operating purposes, our experienced loan officers have the products and services to meet your credit needs.